COMPANY

Building the rails for instant cross-border money.

Palla is a regulated payments platform helping fintechs and financial institutions launch cross-border P2P in weeks, not years.

2020
Founded
30+
Live corridors
$500M+
Volume processed
Miami, FL
Headquartered
ABOUT

We started Palla because we kept watching great fintech apps stall on the same problem.

Cross-border money moves slowly because it passes through a chain of correspondents, each adding latency and fees. We rebuilt the chain — thirty-plus live corridors now run on a single API.

INSTANT BY DEFAULT
Money should move at internet speed.
We build for sub-60-second funds delivery, then optimize from there (avg. transfer time is < 10 seconds). SWIFT-era latency is not a constraint we accept; it's a problem we route around.
REGULATED, YOUR WAY
Compliance that flexes to your model.
Run on our compliance stack — audited controls plus a network of licensed entities that transmit the funds — or bring your own licensing and pair it with our products. Either way, partners inherit a regulatory posture their risk team can sign off on.
PARTNER-FIRST API
Your brand. Your customers. Our rails.
Palla is infrastructure. The brand belongs to the institution shipping the experience — we never compete with our partners for end users.
PARTNERS

An alliance of the institutions moving money across the Americas.

Palla's network spans regulated banks, neobanks, wallets, and platform infrastructure. Each partner extends what's possible on a single integration — adding corridors, funding sources, and compliance coverage without onboarding new vendors.

PARTNER BANKS
Local settlement, not correspondent chains.
Direct settlement relationships across the Americas — local rails, not correspondent chains.
FINTECHS & WALLETS
Cross-border, embedded in your app.
Consumer apps embedding Palla for cross-border P2P, payouts, and stablecoin off-ramps.
PLATFORM PARTNERS
Native integrations across the stack.
Card networks, KYC vendors, and orchestration platforms that integrate Palla natively.
COMPLIANCE & SECURITY

Regulated infrastructure your risk team can sign off on.

Palla handles compliance on your behalf through its own compliance stack. Your users onboard through Transfer Profiles — KYC tiers, sanctions screening, transaction monitoring, and SAR filing all run on our side, backed by a network of licensed entities that transmit the funds.

CERTIFICATIONS
SOC 2 TYPE II
Audited annually. Latest report available under NDA.
PCI DSS Compliant
Payment card data handled in PCI L1 environments.
GDPR + CCPA
Data residency and subject-rights workflows built into the platform.
LICENSED COVERAGE
United States
Operating through a network of licensed entities across the US.
LatAm & Caribbean
Operating through licensed partners under local regulatory oversight across the region.
EU / UK
PSD2-compliant via licensed EMI partner. Coverage in 27 EU states.

Ready to move money instantly?

Get a 30-minute partner walkthrough. We'll show you the API, the checkout, and the economics for your corridor.