Zinli embedded P2P transfers and top-ups in their app — and moved $20M+ since launch.

The fastest-growing USD wallet in LatAm partnered with Palla to power native cross-border P2P and prepaid top-ups — fully embedded, no redirects, no extra app.

SINCE LAUNCH · CUMULATIVE VOLUME

$20M+

P2P transfers and prepaid top-ups, fully embedded in the Zinli app.

About Zinli

Headquartered

Panama City, Panama

Two embedded flows, one integration.

P2P TRANSFERS

Send dollars between Zinli users — instantly, in-app.

End-to-end native flow. Senders never leave the Zinli app, balances update in real time, receipts are branded Zinli end-to-end.

In-app sender flow via embedded SDK
Sub-3s settlement to recipient balance
Branded receipts and notifications

PREPAID TOP-UPS

Top up Zinli balances from US bank rails.

Senders fund Zinli wallets directly from US bank accounts — Palla handles ACH ingest, FX, and balance crediting in a single API call.

ACH funding from any US bank
Automatic FX with locked-in rate
One API call from auth to credit

Rodrigo Méndez

Head of Product, Zinli
Panama City, Panama

Partner quote

“We wanted native remittances and top-ups inside Zinli — no redirecting the user to a separate app, no building treasury ourselves. With Palla we integrated in weeks and have moved $20M+, fully embedded.”

— Rodrigo Méndez, Head of Product at Zinli

The numbers

What full embedding on Palla rails looks like.

$20M+

Moved since launch

Cumulative volume across P2P + top-ups.

100%

Embedded experience

No redirects, no extra app — fully native in Zinli.

< 10s

Median P2P settlement

User taps send → balance lands in recipient wallet.

Want P2P and top-ups embedded in your app, not bolted on?

One SDK. Two flows. Live in weeks, not years. Tell us your corridor and use case and we'll show you a working integration.

Talk to our team Read the docs